Medical Insurance
All volunteers traveling with Ambassadors for Prosperity/Partners of the Americas are automatically enrolled in the travel insurance policy with Starr Indemnity & Liability Company via Europ Assistance USA – you do not need to do anything to enroll since your travel grant application served this purpose.
Please read the one-pager on the Travel Assistance Program in your orientation packet and bring that page when you travel. At the bottom of that page you’ll find your insurance card. It is also advised to leave a copy with your emergency contact in the US.
1. If I become sick or injured while abroad what do I do?
Tell the field staff or your local host that you are sick or injured. Depending on the severity of the sickness or injury, the staff or host can accompany you to a hospital or medical clinic. If you are hospitalized or would like a hospital referral, call Europ Assistance at the number on your insurance card.
2. Do I need a doctor referral if I have to visit a doctor while abroad?
You do not need a doctor or hospital referral, but that service is available if you would like it.
3. Will the local clinic or hospital accept my insurance?
Present your insurance card to the clinic or hospital. In many cases while abroad you will need to pay for your treatment and submit a claim when you return to the US. If you have questions about insurance acceptance or claims, call Europ Assistance.
4. What does the insurance cover?
In general, your travel insurance includes but is not limited to coverage of medical expenses from accidents or sicknesses, medicines prescribed, accidental death or dismemberment, emergency evacuation, and repatriation. Follow-up treatment for up to 30 days after return to the US may be covered in some cases. For complete details on coverage and rates of coverage please see the full insurance plan in your orientation packet.
5. Can I extend my travel insurance if I am adding extra days to my trip for tourism, either before my assignment begins or after it is over?
You may extend your coverage for up to 3 days for personal travel. The traveler is responsible for covering the cost of insurance for personal travel/tourism days. The rate is $2.65/day. If you prefer, it is possible for AFP to pay this cost directly and we will deduct the amount from your expense reimbursement.
6. If a family member is traveling with me, can s/he be covered under the same insurance policy?
Yes, if a family member whose trip is not sponsored by AFP/Partners of the Americas is traveling with you or meeting you in country it is possible to arrange insurance for that person under this insurance plan. As noted in #5, separate payment will need to be arranged. Talk to your contact at AFP/Partners of the Americas for more information.
For more detailed information, please refer to the full insurance plan. There is a copy provided in your orientation packet.
